Protecting Your Home from Severe Weather
"Don't like the weather? Wait five minutes and it will change."
If you've lived in St. Louis for any amount of time, you've likely heard people talk about the weather. A lot. It seems like this spring's weather is trying its best to change every five minutes, and I'd say it's doing an admirable job!
The point is, you never know what to expect when it comes to the weather in St. Louis. Springtime can bring severe weather, including strong thunderstorms, hail and even tornadoes. So how can you make sure your biggest investment - your home - is protected from the elements? Here are a few tips for making sure your home can weather the storm.
Brush Up on Your Insurance Policy
Let's face it. Insurance is one of those items that can fall under the "set it and forget it" column. But before you pay your premium and file your policy away, take some time to review your coverage. Are you covered for losses that may occur during storms? Some storm-related coverage may not be covered under your regular homeowner's policy, so call your insurance agent if you have any questions about specific coverage. It's also a good idea to keep a record of your belongings, either with a list or a video, and keep it in a safe place as documentation for your insurance company if you should need it.
Check Your Doors and Windows
As part of regular home maintenance, check your doors and windows for gaps, loose hinges and cracks. Window shutters, double-paned windows and high-impact glass can provide protection from severe weather. In addition, these features can help insulate your home and reduce energy costs.
Inspect Your Roof
Roof damage is common during spring storms. Hail, wind and rain can cause significant damage to roofs. Have your roof inspected by a professional to identify any missing shingles, leaks or other problems. Knowing the condition of your roof before a storm and taking steps to secure your roof can help prevent exterior damage that can impact your home's interior - like water damage from leaks.
Look Around Your Yard
Do you have any trees in your yard with branches that need to be trimmed? A storm can cause tree branches to snap and fall on houses, cars and power lines. Regular maintenance such as tree trimming and debris removal can help prevent potential damage from storms. And don't forget about your patio furniture. If a storm is brewing, secure your outdoor furniture so it doesn't get damaged or cause damage by becoming airborne.
We can't control the weather, but we can prepare for it. Reviewing your insurance policy and performing regular upkeep on your home will help you be more prepared for whatever Mother Nature dishes out. As your real estate professional, I can help connect you with insurance professionals and home repair/storm damage professionals - email me or give me a call today at 314-540-0643!
If you've lived in St. Louis for any amount of time, you've likely heard people talk about the weather. A lot. It seems like this spring's weather is trying its best to change every five minutes, and I'd say it's doing an admirable job!
The point is, you never know what to expect when it comes to the weather in St. Louis. Springtime can bring severe weather, including strong thunderstorms, hail and even tornadoes. So how can you make sure your biggest investment - your home - is protected from the elements? Here are a few tips for making sure your home can weather the storm.
Brush Up on Your Insurance Policy
Check Your Doors and Windows
As part of regular home maintenance, check your doors and windows for gaps, loose hinges and cracks. Window shutters, double-paned windows and high-impact glass can provide protection from severe weather. In addition, these features can help insulate your home and reduce energy costs.
Inspect Your Roof
Roof damage is common during spring storms. Hail, wind and rain can cause significant damage to roofs. Have your roof inspected by a professional to identify any missing shingles, leaks or other problems. Knowing the condition of your roof before a storm and taking steps to secure your roof can help prevent exterior damage that can impact your home's interior - like water damage from leaks.
Look Around Your Yard
Do you have any trees in your yard with branches that need to be trimmed? A storm can cause tree branches to snap and fall on houses, cars and power lines. Regular maintenance such as tree trimming and debris removal can help prevent potential damage from storms. And don't forget about your patio furniture. If a storm is brewing, secure your outdoor furniture so it doesn't get damaged or cause damage by becoming airborne.
We can't control the weather, but we can prepare for it. Reviewing your insurance policy and performing regular upkeep on your home will help you be more prepared for whatever Mother Nature dishes out. As your real estate professional, I can help connect you with insurance professionals and home repair/storm damage professionals - email me or give me a call today at 314-540-0643!
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